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Klarna will provide you with simple payment options at checkout, so you can buy what you want, when you want.

Klarna is responsible for the payment options provided to you.


3 interest-free installments

Divide your purchase into 3 interest-free payments, so you can spread the cost of your purchase over time. The first payment is made when the order is processed and the other 2 are made automatically every 30 days, from a debit or credit card of your choice. With Klarna, you have the flexibility to buy without additional interest.


How to buy with Klarna

1. Add items to your cart.


2. Select Klarna at checkout and spread your payments over time.


3. Manage your order and payments in the Klarna app or website.


The best way to buy

Review your latest purchases and pay any open balances by logging into your Klarna account at or You can also chat with Klarna customer service in the app or on the Klarna website.


Safe and secure

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases.


Common questions

Don't see your question answered here? See the Klarna FAQ page. You can contact Klarna at or via chat in the Klarna app.


How can I pay in 3 interest-free installments?

Select 3 interest-free installments to split your purchase into three payments, billed every 30 days from the time your order is confirmed (usually the date of shipment). You just need to add your debit or credit card information that you would like to use for automatic payments. We will let you know when your payment is due – you can just sit back, relax and enjoy your purchase. See product terms.


Is there a fee to pay in 3 interest-free installments?

There are no interest charges when you use 3 interest-free installments and there are no fees when you make payments on your schedule. If you do not make a payment on time, late fees may apply.


Will Klarna perform a credit check for 3 interest-free installments?

When choosing 3 interest-free installments, Klarna may request a third-party credit report.


About Klarna

Klarna was founded in Stockholm, Sweden and is one of the fastest growing companies in Europe and a leading provider of alternative payments. Klarna's vision is to make all payments smooth, adding value for shoppers and retailers with unique payment options and superior customer experience. Klarna has 3500 employees in 17 countries and is at the forefront of alternative payments, providing smooth payment solutions to 90 million consumers and 250,000 merchants.

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